Dear Subscriber,

As we visualize the coming year with big dreams and wishes, research shows that 80% of new-year resolutions are broken in January. Trying to achieve new-year resolutions with the same tactics every year is defined as insanity by Einstein.  A few tips to help make 2019 different from others are discussed in the lifestyle section of this Digest.

The business environment in Nigeria looks slightly more promising in 2019. The CBN-MTN disagreement, which seemed intractable, has been amicably resolved. The embattled naira which fell to as low as N374/$ has recovered to its earlier level of N364/$ and the external reserves are creeping back up.

Look out for other social and business topics in this edition of the Unity Bank Digest such as the scoop on Mourinho’s exit from Manchester United, Chanel’s new ban on fur and the Access and Diamond bank combination of interests.

It promises to provide you with the perfect dose of information, inspiration and entertainment.

Happy New Year.

Enjoy your read!